Finance

JB CAR SALES are Authorised and Regulated by the Financial Conduct Authority for the purpose of Consumer Credit FRN 799456.

We are able to provide customers with a quotation to fund most of our vehicles through our finance provider of choice Close Brothers Motor Finance.

Lending decisions are typically fast with easy to sign process from Close Brothers Motor Finance means you are able to drive away the same day. We also work with other lenders should you feel it necessary or should your application not be successful.

There are 3 main Car finance products that we can offer:-

Hire Purchase, Conditional Sale and PCP which are the most popular methods of funding vehicles and are typically short-term loans ranging from 12 - 60 months.

This gives you the freedom to change your car every few years.

For further information on the available finance products watch our video provided by Close Brothers Motor Finance below.

If your loan application is approved you can then pay a deposit and arrange a convenient time to collect your new car.

We’ll sort the rest.

The interest on your finance agreement is set at a fixed rate, which won't change during the life of the agreement.

This means you can spread the cost of your car and manage your budget over the course of the agreement. .So when you’re thinking about buying your next vehicle, why not consider dealer partner finance?

Please follow the link below to a short Youtube video to explain your available finance options

https://youtu.be/QT9yNlUISt0

Justin Ballard trading as J B Car Sales, is authorised and regulated by the Financial Conduct Authority (firm reference number is 799456). Justin Ballard is a credit broker and not a lender.

We can introduce you to a limited number of preferred lenders and/or brokers, also known as credit firms. Each of these may have different interest rates and charges.

We will not charge you a fee for an introduction to a credit firm but will receive a commission from them if you enter into a finance agreement. These commissions may vary between credit firms but they will be pre-agreed and are either a fixed fee or a fixed percentage of the amount you borrow.

If you would like to know more about our commission arrangements, please contact us. Lily Cottage, 103a Woolwigh Road, Bexley, London, Greater London, SE2 0DY. We are not able to provide financial advice or impartial recommendations related to finance. You must decide whether the finance is right for you.

Finance is subject to status (for example, your income, employment and creditworthiness) and approval. Finance is only available to permanent UK residents aged 18 and over. Terms and conditions apply. Excess mileage and damage charges may apply when vehicle returned.